Unfortunately, bad things happen to good people and I can speak first hand of the consequences, stress, emotions and financial difficulties that arise from a… Read More »Divorce, Real Estate and You! What you need to know.
Collections are credit accounts that have not been paid over a period of time. FHA defines collection accounts as “a Borrower’s loan or debt that has been submitted… Read More »How Do Collection Accounts Affect A Mortgage Application?
How do you go from dreaming of owning a home to holding your first set of keys? If you’re like most first-time buyers, the down… Read More »Down Payment Assistance or No Down Payment Assistance
New home buyers spend an average of $17,500 in basic upgrades and repairs in the first two years after their purchase and 90% of that is placed… Read More »Streamline/Limited FHA 203K Quick-Close System
A manual underwrite by FHA standards is when a loan applicant cannot obtain an Approve/Eligible status through the AUS (Automated Underwriting System) and was considered… Read More »New 2019 FHA Manual Underwriting Guidelines – What You Need to Know!