Lori Fortenberry

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    I filed Chapter 7 bankruptcy and was discharged in 3/2015 that included a FHA mortgage. 2 years later the lender foreclosed on the same property. I am applying for a new FHA loan and have shown up on the CAIVRS report. Do I have to wait the full 3 years after they foreclosed on the home (I wasn’t living in the home) even after the loan was included in the Chapter 7 bankruptcy discharge 2 years prior?

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